Ponzi schemes are common in numerous industries – financial services, home-based businesses, MLM, real estate, and others.

The term “Ponzi scheme” actually originated in 1920, when investor Charles Ponzi promised investors he would earn them 50% in 45 days by arbitraging international postal reply coupons.  In reality, he was paying early investors with money raised from newer ones.  The scheme collapsed after investors realized there weren’t enough postal coupons in the world to account for Ponzi’s claimed volume. Continue reading »

Some people just don’t like Google.

Why?

Beats me.  I love Google!

But if you don’t, here are some Google alternatives (courtesy of Wikipedia) Continue reading »

This is a brilliant presentation on the future of education.

Every year, people make resolutions on what they will start doing or stop doing in the coming year.

And most of the time, it never happens.

Why?

Not because they don’t want to make those changes.

Not because they lack the ability to make those changes.

The reason is because they are not willing to form a new habit, and remain accountable for that habit.

Let me explain: Continue reading »